A new Lafferty white paper
in association with

New Payments Landscape
A Lafferty International Conference
8 & 9 October 2015, Sofitel London St. James

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The Blockchain for Cards and Payments
A Lafferty Group white paper
by Sriram Natarajan

The cards and payments industry has always been in a state of evolution through innovation. No other part of the financial services industry has seen so much action in the last forty years. Until now, the industry has continuously introduced new products and innovative services – most of which have ridden on technology.

We have seen the evolution of credit cards and the break-out of debit cards, co-branded cards, rewards programmes, prepaid cards and many other forms of consumer cards. 

However, none of these developments have changed the core operating model of the payments industry. The launch of cryptocurrencies like bitcoin is the first time that the cards industry is looking at a disruptive challenge that may change core fundamentals and reset the industry as never before.

While bitcoin is the most visible disrupter, it is important to understand the underlying technology called the blockchain, which is looking to be a game changer.

Copyright 2015, Lafferty Ltd

The Blockchain for Cards and Payments

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